Day: April 6, 2020

Buy Car, Bike, Health & Travel Insurance: General Insurance Company in India

Thank you for your interest in Chola MS Health Insurance. Kindly share your details and we will connect with you shortly. Click Here
For notifying your claim and tracking your claims status, please contact our 24-hour helpline.

Thank you for your interest in Chola MS Personal Accident Insurance. Kindly share your details and we will connect with you shortly. Click Here
For notifying your claim and tracking your claims status, please contact our 24-hour helpline

Thank you for your interest in
Read More

Introduction to Corporate Finance

What is Corporate Finance?

Its all corporate finance.

            My unbiased view of the world

            Every decision made in a business has financial implications, and any decision that involves the use of money is a corporate financial decision. Defined broadly, everything that a business does fits under the rubric of corporate finance. It is, in fact, unfortunate that we even call the subject corporate finance, because it suggests to many observers a focus on how large corporations make financial decisions and seems to exclude small and private businesses from its purview. A more appropriate title for this discipline would be Business Finance, because the basic principles remain the same, whether one looks at large, publicly traded firms or small, privately run businesses. All businesses have to invest their resources wisely, find the right kind and mix of financing to fund these investments, and return cash to the owners if there are not enough good investments.

            In this introduction, we will

Read More

Personal Loan Interest Rates for 2020

Apply for personal loan with interest rate starting from 10% p.a. in India. Some of the factors that affect the interest rates include your income, loan amount, employment status, credit score, repayment capacity, loan tenure and relationship with the lender.

Personal Loan Interest Rate by Banks

Personal Loan Rates & Charges

Last Updated : 2 March 2020







Fee Amount to be Paid
Interest Rate 10% – 36% p.a.
Processing Fee Nil to 6.5% of loan amount
Loan Tenure 1 to 5 years
Lowest EMI Per Lakh Rs. 2,125 for 5 years
Prepayment Charges Nil to 6%

Lenders also charge a processing fee ranging from Nil to 6.5% of the loan amount and the tenure from 1 to 5 years. The other charges involved include the documentation fee, prepayment charges, pre-closure fee, late payment fee, etc.

  • 100% paperless approval
Read More

Unclaimed money | ASIC – Australian Securities and Investments Commission

There’s around $1 billion of lost money to be claimed from bank accounts, shares, investments and life insurance policies. We explain how it becomes unclaimed and how to find out if you have lost money.

Why does ASIC hold unclaimed money?

The ‘unclaimed money’ which ASIC administers is money in bank accounts and life insurance policies which has not been touched or claimed for a certain amount of time.

This can happen when people change address or go overseas and forget to update their details with a financial institution or company that holds the money or are unaware there is money to which they have a rightful claim.

Since 2015, the time after which money becomes ‘unclaimed’ in bank accounts is seven years; previously, it was three years. Find out more about the 2015 changes to unclaimed

Read More

Can Money Buy Happiness? – Scientific American

Money can’t buy you love. Worshipping Mammon foments evil ways. Materialists are shallow and unhappy. The greenback finds itself in tough times these days. Whether it’s Wall Street bankers earning lavish multi-million-dollar bonuses or two-bit city managers in Los Angeles County bringing in higher salaries than President Obama the recessionary economic climate has helped spur outrage and revulsion at those of us collecting undeserved lucre.

Wealthy people have a bad rep. Sure, there are philanthropists like Warren Buffet and Bill Gates, who have given billions of their net worth away and have made the world a better, healthier, safer place. But, sadly, they are an exception. American families who make over $300,000 a year donate to charity a mere 4 percent of their incomes. The statistic should not be surprising, as studies by University of Minnesota psychologist Kathleen Vohs and her collaborators have shown that merely glimpsing dollar bills makes

Read More

Barrett Values Centre | Your Organisation, Thriving

Barrett Values Centre | Your Organisation, Thriving






Thriving company culture drives sustainable success.

Barrett Values Centre (BVC) has over 20 years of experience providing the training, tools and support your organisation needs to build and sustain a high performing, values-driven culture.

Powerful tools to reliably diagnose what is working and where attention is needed.

Learn More

Learn to effectively manage your leadership and culture development.

Learn More

Optimize your culture with help from our global network of BVC Certified Consultants.

Learn More

4 Mil

assessments completed

21

years of experience

4 Million

assessments completed

94

countries served

60

languages available

Barrett Values Centre

TRUSTED ORGANISATIONS TRUST BVC

SEVEN LEVELS TO BETTER PERFORMANCE

A thriving culture is no longer a “nice-to-have.” It is among the most essential investments you can make in your organisation, with far-reaching impacts on employee engagement, customer satisfaction, and profitability.

The BVC Method™ offers

Read More

Business Model



The Business Model

To extract value from an innovation, a start-up (or any firm for that matter) needs an appropriate business model. Business models convert new technology to economic value.

For some start-ups, familiar business models cannot be applied, so a new model must be devised. Not only is the business model important, in some cases the innovation rests not in the product or service but in the business model itself.

In their paper, The Role of the Business Model in Capturing Value from Innovation, Henry Chesbrough and Richard S. Rosenbloom present a basic framework describing the elements of a business model.

Given the complexities of products, markets, and the environment in which the firm operates, very few individuals, if any, fully understand the organization’s tasks in their entirety. The technical experts know their domain and the business experts know theirs. The business model serves to connect these

Read More

Barclays insurance

The insurer of Barclays Home Insurance is Gresham Insurance Company Limited, authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered office: 8 Surrey Street, Norwich, Norfolk, NR1 3NG. Registered in England, registered no. 110410. Barclays Insurance Services Company Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register No. 312078). Registered in England, Registered no 973765. Registered office 1 Churchill Place, London, E14 5HP.

Barclays Bank UK PLC act as an introducer to Allianz Insurance PLC for Barclays Business Insurance which is arranged, administered and underwritten by Allianz Insurance PLC (registered no. 84638), registered office 57 Ladymead, Guildford, Surrey, GU1 1DB. Allianz Insurance PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register no. 121849. Barclays Bank UK PLC is not part of the

Read More

MNO Blog – MNO Blog

Hi everyone! I hope you’re all keeping well under these difficult circumstances around the world. If you happen to find yourself stuck at home without many opportunities to get outdoors to alleviate the boredom then I also hope you can find time for MNO in your daily routine. After all, with so many businesses forced to close their doors in the interests of public safety, the HYIP industry being 100% online continues as ever before. There’s plenty to get through in today’s post with the main feature being DexauEnterprise, the name of a new addition to the MNO monitor, and let me say one that I’m really looking forward to working with. A lot of investors are clearly excited about this one, and at the risk of not sounding neutral or impartial myself it’s easy to see why. If managed correctly and responsibly (always the biggest caveat in this industry

Read More

Professional Liability Insurance – IDEA Health & Fitness Association

Read More