Day: April 7, 2020

E-Commerce Times: E-Business Means Business

April 7, 2020

an agile approach to measuring marketing effectiveness offers speed and flexibility

With the business world — and the world at large, for that matter — changing at what feels like a moment’s notice, businesses and brands have never been required to be as limber as in this current moment. Marketing leaders want hard evidence and objective facts for decision making. It wasn’t long ago that multi-touch attribution was the prized child of the hype cycle among marketers. [More…]

April 6, 2020

by the time the extent of cybercrime during the pandemic and its effect on privacy are understood it may be too late

Life as we knew it before the coronavirus is gone forever, and many changes will manifest in the pandemic’s aftermath. How will it impact privacy laws around the globe? No one knows for sure, and we will not know until after the coronavirus is behind us. Cybercriminals long have been taking advantage of the Internet, and now the spread of COVID-19 has sped up their evil work. [More…]

April 4, 2020

salesforce and zoho are among the companies offering free services to businesses during pandemic

Adobe just announced what it calls
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U.S. weekly jobless claims top 6 million amid coronavirus pandemic – National

The number of Americans filing claims for unemployment benefits last week shot to a record high for a second week in a row — topping 6 million — as more jurisdictions enforced stay-at-home measures to curb the coronavirus pandemic, which economists say has pushed the economy into recession.

READ MORE: The Canada Emergency Response Benefit for COVID-19 — who’s eligible and how to apply

Thursday’s weekly jobless claims report from the Labor Department, the most timely data on the economy’s health, reinforced economists’ views that the longest employment boom in U.S. history probably ended in March.

Coronavirus outbreak: Trump says there’s plenty of ventilators, big order of medical supplies made to Walmart

Coronavirus outbreak: Trump says there’s plenty of ventilators, big order of medical supplies made to Walmart

Initial claims for state unemployment benefits surged 3.3 million to a seasonally adjusted 6.6 million for the week ended March 28,

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Body By Design – South Tampa, Hyde Park & Davis Islands Best and most qualified Personal Trainers

Body By Design – Tampa, South Tampa, Tampa Bay’s, Hyde Park &
Davis Island’s Premier Virtual
Personal Trainers

Our focus is to help you in Tampa Florida achieve your health and wellness goals.  Regardless of your age (we have worked with kids as young as 6 and adults as youthful as 93), we have the expertise and experience to guide you toward your goals right here in the South Tampa, Hyde Park & Davis Islands Area. 

Tampa’s Body By Design personal taining studio offers one-to-one or two person training sessions dedicated solely to giving you an uninterrupted, distraction-free exercise and dietary counseling in our private exercise suites located here in South Tampa. 

Equipped with the best equipment and experienced, enthusiastic highly certified personal trainers, South Tampa’s Body By Design will help you find the most comfortable and effective program for you in a relaxed yet focused environment close to your

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Campbell R. Harvey’s Hypertextual Finance Glossary

Over 8,000 Entries and 18,000 Hyperlinks

The largest financial glossary on the Internet


Keep up to date on the latest finance lingo with the new iPad/iPhone app

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Go to definitions organized by letter




























Prepared with Susana Harvey. Any questions or suggestions please email the Glossary Manager. Other credits

Order Campbell Harvey’s book

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How To Prepare For Losing Your Job (While You Still Have One)

The spread of coronavirus, which causes the disease COVID-19, is creating an unprecedented unemployment situation. In some states, nonessential businesses have been ordered to cease operations, and workers across the country are losing their jobs and income.

A new Ipsos survey commissioned by Newsy found that about a third of workers have lost income in the past week. A similar number (37%) feel they will lose income in the next month. And according to the Economic Policy Institute, 14 million jobs could be gone by summertime.

If you suspect a layoff is imminent, it’s important to prepare for that possibility while you still have an income. Losing a job is scary and stressful, but you can mitigate the damage by taking as much control of the situation as possible now.

1. Slash your budget.

Your first step should be to examine your expenses and look for any nonessential spending you

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State-By-State Minimum Car Insurance Requirements

State minimum insurance requirements are the car insurance requirements for each state, by law for their residents. These minimum requirements for each state can be found at the state insurance commissioner’s website, we have included them here for your easy reference, just scroll down to your state and check it out.

As you go down the list, you will notice that driving without insurance is illegal in almost every state, so if you own a car, you need to make sure you have met the minimum state insurance requirements to drive legally.

What Do You Get With Minimum Car Insurance? 

If you own a car in the United States you will need to get car insurance that meets the legal requirements for minimum car insurance based on your state law. Each state is different which is why it is important to check for your own state requirements and contact your

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Life Insurance | Erie Insurance

Life Insurance | Erie Insurance

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Estimate your coverage needs with our life insurance calculator. Fast, private, and no obligation to send to an agent.

It costs

to raise a child.

It costs about

for a modest funeral.

It can cost only

per month for $250,000 in life insurance.

Sources: US Dept. of Agriculture, National Funeral Directors Association, Erie Family Life


See how different types of
Life Insurance stack up.


Term Life

Select from a 10-, 15-, 20- or 30-year plan to protect.

People who need cost-effective protection for loved ones left behind.
Whole Life

Protection with premiums and coverage that are guaranteed to remain the same for your lifetime.

People who need entire life protection for family with a guaranteed premium.
Universal Life Entire life protection; includes
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THE HISTORY OF MONEY Rothschild Banking



Tell someone you are going to a convention of accountants and you might get a few yawns, yet money and how it works is probably one of the most interesting things on earth.

It is fascinating and almost magical how money appeared on our planet. Unlike most developments we enjoy, which can be traced back to a source, civilisation or inventor, money appeared in places then unconnected all over the world in a remarkably simular way.

Consider the American Indians using Wampum, West Africans trading in decorative metallic objects called Manillas and the Fijians economy based on whales teeth, some of which are still legal tender; add to that shells, amber, ivory, decorative feathers, cattle including oxen & pigs, a large number of stones including jade and quartz which have all been used for trade across the world, and

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Insurance | Travelers’ Health | CDC

insurance claim form

If you are planning an international trip, you should consider getting travel insurance to cover yourself against accidents or illness while you’re abroad. Even if you already have medical insurance back home, it may not cover you when traveling outside the United States, or if it does cover you that coverage may not be enough.

There are 3 types of insurance you should consider: trip cancellation insurance, travel health insurance, and medical evacuation insurance. These will cover different situations and may give you financial peace of mind, as well as allowing for safe and healthy travel.

Trip Cancellation Insurance

Trip cancellation insurance covers your financial investment in your trip, such as flights, cruises, or train tickets. Carefully examine the policy to make sure that it covers what you need it to cover, including cancellation if you or a close family member gets sick. Depending on the policy, trip cancellation insurance

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How Much Will It Cost Me to Run an Air Conditioner?

If you’re planning to run an air conditioner at home this summer, you’re absolutely spoiled for choice. Compact and portable window and wall units offer an affordable entry-point cooling solution for smaller spaces, while ductless split systems balance economy with efficiency and central cooling is both the most effective and the most expensive of the lot. The costs to run whichever type of AC you choose will vary depending on your city electric rates, how often you run the unit and how your AC performs regarding energy efficiency.

One thing that’s invariable is that running an air conditioner will increase your power bill. Electric utility providers typically charge for power by the kilowatt hour or kWh. As of 2018 rates, Choose Energy reports that the average U.S. price per kWh is 13.2 cents.

It doesn’t take an HVAC expert to see that the costs range drastically depending on your setup,

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