How to Shop Online Safely During the Pandemic

frank lamjus

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Even as stores reopen in many parts of the country, people are still shopping online more than ever. And that includes using new sites set up by their favorite small businesses attempting to stay afloat through perilous economic times.

But be careful, experts warn, because cybercriminals are flocking to e-commerce sites, too. Their favorite crimes include opening fake accounts at retail sites and hijacking real ones through identity theft.

Online fraud was already on the rise before COVID-19, largely thanks to the rollout of chip-and-signature technology, which has made the in person credit-card fraud of the past a lot tougher to pull off.

Account takeovers jumped 72 percent in 2019, to 13 million cases, according to the most recent figures from the security firm Javelin, which tracks financial crime. Losses from consumer fraud in the U.S. hit $16.9 billion

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Find & Support Black-Owned Businesses With These Apps & Websites

frank lamjus

Following the police killing of George Floyd last month, protests have broken out across the country. We encourage everyone to join the fight by marching in local protests, signing online petitions, donating, and calling your elected officials, but there’s another way to fight systemic racial inequality, and that’s by putting your money where your mouth is. Make a commitment to support Black-owned businesses in your area.

Right now, Twitter users are asking their friends and followers to share their own or their favorite Black-owned businesses. While sifting through social media responses is one way to find spots to support, there are a lot of tweets containing the phrase “Black-owned businesses.” So if you’re looking to find a Black-owned business quickly — perhaps in time for take-out dinner tonight — there are also many useful resources online and in the app store that can help.

Ahead are top-ranking websites

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‘My Black Receipt’ Aims To Make Buying From Black-Owned Businesses More Than A Trend

frank lamjus

The coronavirus pandemic has only compounded the financial challenges faced by the Black community. Black entrepreneurs, for example, were disproportionately affected, with a 40% drop in the number of working Black business owners ― a far greater percentage than any other racial group. 

But the racial wealth gap is not a new problem. As of 2016, the net worth of a typical white family was nearly 10 times greater than that of a Black family ($171,000 vs. $17,150), according to the Brookings Institute

One way you can help solve this disparity is by supporting Black businesses. And a new campaign, My Black Receipt, aims to make that a long-term practice among consumers of all backgrounds. Here’s how to participate.

What Is My Black Receipt?

My Black Receipt is an initiative started by Black upStart, an organization that trains Black entrepreneurs to start job-creating businesses. Kezia Williams, the

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