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Cheapest Car Insurance in New York

In New York state, the average cost of car insurance is $1,349.72, making it the fifth most expensive state for car insurance in the United States. But like most states, car insurance is legally required in New York, whether you live in the Big Apple or the Adirondacks. The good news is that you can find cheap car insurance in New York if you’re on a budget.



a car driving down a busy street: Congested traffic on the New York freeway.


© Alex Potemkin/Getty Images
Congested traffic on the New York freeway.

The cheapest car insurance companies in New York

As of 2015, there were nearly 11,670,000 licensed drivers in New York. To meet the demand, there are dozens of car insurance providers that operate in New York. However, some companies are more expensive than others. We did some research to find the cheapest car insurance companies in New York. We also included average rates for each provider based on data from U.S. News

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