Can you still get cover in the age of coronavirus?

frank lamjus

Getty/iStock
Getty/iStock

As holidays and business travel abroad resume, many people are concerned about the risks posed by coronavirus – and the problems they may face getting adequate insurance.

These are the key questions and answers.

I booked my August holiday to Greece last January and took out insurance at the time. Will it still cover me for coronavirus?

It depends on the precise details of your cover. Some policies may have a general exclusion for claims triggered by pandemics. But otherwise you can expect to be covered for claims related to coronavirus.

There are two main areas of claims.

The first is for recompense of funds lost because of cancellations. A typical example: suppose Greece were to continue its ban on UK flights beyond 15 July (which, by the way, I don’t expect). If you have booked a DIY holiday, you would automatically be entitled to a full refund from

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The coronavirus pandemic ‘has undone years of work’ for women, Yahoo Finance survey shows

frank lamjus

Women, especially middle-aged ones, have been hit the hardest by the coronavirus pandemic in terms of job loss, fewer options for remote work, and needing more time to recover financially from the crisis, according to a new survey from Harris Poll and Yahoo Finance. 

Nearly all men between the ages of 35 and 44 — 96% — were still working the same job as before the pandemic, only 60% of women the same age were, according to the survey of 2033 Americans. The latest unemployment rate shows 8.9% unemployment for men in that age group and 9.4% for women in June.

Read more: Here’s how to navigate changes in your career

A similar discrepancy shows up between men and women who are 45 to 54. More than three-quarters of men that age have the same job, but just under 6 in 10 women do, the survey found.

That difference, among

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These products won’t protect you from coronavirus. But they will make you laugh

frank lamjus

The COVID-19 pandemic is a crisis of the unknown. Our understanding of the disease and the best ways to fight it seem to change from week to week. This murky information environment creates opportunities for entrepreneurs offering the promise, if not always the reality, of safety.

You can find many of those entrepreneurs on crowdfunding sitessuch as Kickstarter and Indiegogo, where catchy-sounding ideas can go viral on the basis of nothing more than a demo video, raising millions of dollars from would-be customers eager to be first in line.

Right now, if you’re so inclined,, you can throw your cash at a mask that only covers your nose, or a wearable plastic bubble, or a keychain to touch elevator buttons for you.

But would you actually be backing something made of science, or just something science-flavored?

We rounded up some of the most questionable innovations and presented them to Paula

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What rich people are buying during coronavirus. Hint: It’s not toilet paper

frank lamjus

Miss Diamond Ring founder Michelle Demaree has been regularly selling hefty engagement rings despite the COVID-19 pandemic. <span class="copyright">(Michelle Demaree)</span>
Miss Diamond Ring founder Michelle Demaree has been regularly selling hefty engagement rings despite the COVID-19 pandemic. (Michelle Demaree)

A few weeks after much of the U.S. went into a shutdown because of the coronavirus, Peter Webster, cofounder and president of New York jewelry company Roberto Coin, got a call from a client who was seeking a 25th-anniversary gift for his wife.

In accordance with his client’s budget, Webster sent off a 120-carat diamond necklace, priced at $1.5 million, for consideration.

“That will buy a lot of forgiveness,” Webster said with a laugh a few weeks ago. “We’re seeing quite a few sales in the $50,000-to-$100,000 range. People have this pent-up frustration. They can’t go on their world trip so they will buy jewelry. There’s much more movement than I thought there was going to be.”

Wealthy people are generally still rich despite COVID-19, which has caused economic havoc and

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There are alternatives to the NHS coronavirus app if you’re worried about data privacy

frank lamjus

Yes, yes, yes. Thank you, Tom Peck. You have summarised brilliantly exactly how I feel about the current corrupt anti-democratic government.

I have been moved to write to my MP three times in the last couple of months having almost never done so before. (I wrote twice about Dominic Cummings and once about the government stopping using online voting.) I told him that I also won’t use the NHS app, for these same reasons. I don’t trust the use they will make of my data.

However I am using the Covid-19 tracker and symptom study, developed by Tim Spector and colleagues at Kings College London with health science company Zoe. They have the minimum of my data and are doing great research, currently trying to develop an online diagnostic tool for Covid-19. And this app is easy to use, it works and already has over 3.8m people contributing.

Elizabeth Sayers

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Top 10 Estate Planning Tips in a Time of Coronavirus

frank lamjus

It has arrived: the unexpected, potentially life-threatening circumstance you had in mind when you set up your estate plan, and now you’re feeling really relieved that you took care of it before the emergency struck. Right?

SEE ALSO: 12 Different Times When You Should Update Your Will

Even if you haven’t already set up your estate plan, and even in today’s world of social distancing, it isn’t too late to get your affairs in order so that you and your family are prepared for the worst. There may be some things out of your control right now, but your estate plan isn’t one of them. Here is what you need, and how you can get it set up, even though — lucky you — you can’t get within 6 feet of a lawyer.

Advance Health Care Directive

Sometimes called a patient advocate designation or health care proxy, this document names

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Do We All Have OCD Now Thanks to the Coronavirus?

frank lamjus

Click here to read the full article.

One of the hallmarks of obsessive-compulsive disorder is contamination fears and excessive hand-washing. Years ago, a patient with severe OCD came to my office wearing gloves and a mask and refused to sit on any of the “contaminated” chairs. Now, these same behaviors are accepted and even encouraged to keep everyone healthy.

This new normal in the face of a deadly pandemic has permeated our culture and will continue to influence it. Many stores now prominently post rules mandating face masks and hand sanitizer use and limit the number of customers allowed inside at one time. Walkers and joggers politely cross the street to avoid proximity to each other.

Only a few months ago, this type of behavior would have been considered excessive and certainly not healthy.

So, where do doctors draw the line between vigilance to avoid being infected with the coronavirus

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How will dating change after coronavirus? Psychology offers some clues

frank lamjus

The dating scene could be a confusing place in world where at least some social distancing seems likely for the foreseeable future. And while many people will have maintained or begun contact with romantic partners online during lockdown, video chats and text messages are clearly not a long-term substitute for intimate (or even non-intimate) physical contact.

When it comes to online dating, science gives us some insight into how people normally behave. Parental investment theory, for example, predicts that in humans (and other animals), it is the sex investing more heavily in their offspring who will be more choosy or selective in securing a mate. Male reproduction requires relatively little investment over and above a few minutes of sexual contact, whereas female reproductive effort requires nine months or longer.

To see how these sex differences were evident in online opposite-sex dating, we conducted a study in which participants viewed and

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Is It Safe To Take An Uber, Lyft Or Taxi During Coronavirus?

frank lamjus

There are important factors to keep in mind and ways to mitigate the risks when it comes to taking a taxi or rideshare service during the COVID-19 pandemic. (Photo: martin-dm via Getty Images)
There are important factors to keep in mind and ways to mitigate the risks when it comes to taking a taxi or rideshare service during the COVID-19 pandemic. (Photo: martin-dm via Getty Images)

As more businesses reopen and people emerge from their homes with greater frequency, there’s a sense that things are getting back to “normal.” Many folks are easing into activities from their pre-pandemic lives, like dining at a restaurant, booking air travel and even taking an Uber.

But are rideshare services like Uber and Lyft ― or even traditional taxis ― safe for passengers amid the COVID-19 pandemic?

“Although it doesn’t feel as scary as it used to be, we are nowhere near the end of this pandemic,” said Kit Delgado, an assistant professor or emergency medicine and epidemiology at the University of Pennsylvania. “As of today we are still identifying more than 20,000 new cases of COVID-19

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Crowded Block Island Ferry Raises Coronavirus Concerns

frank lamjus

POINT JUDITH, RI — Despite summery weather, Rhode Islanders did well with mask requirements and social distancing at beaches and other public areas this weekend. There were some concerns with the Block Island Ferry, where passengers reported crowds and bare faces.

The state’s beaches nearly reached capacity but none had to be closed, Gov. Gina Raimondo said. Many beachgoers chose to order concessions online, reducing crowds at stands. Both Colt State Park and Lincoln Woods State Park were temporarily closed due to crowding.

The greatest concern was the Block Island Ferry. Raimondo said she received many reports of passengers not wearing masks and not staying at least 6 feet away from others. The ferry’s operators did their part, she said, running a second ferry to bring down crowding.

Despite the logistical challenges, the governor said she is committed to keeping the ferry running to help struggling tourism businesses on the

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