Personal Capital Reaches $1B In Assets Under Management In ESG

frank lamjus

Personal Capital, an online financial advisor, and personal wealth manager, formally announced its Socially Responsible Personal Strategy Investment portfolios surpassed $1 billion in assets under management.

What Happened? Alongside a historic liquidation in financial markets, investors helped fuel a 109% year-over-year growth in total assets managed in ESG portfolios, signaling a market-wide appetite for sustainable investing.

“We’ve seen assets managed in our ESG portfolios more than double year-over-year in every month since inception,” said Brendan Erne, Director of Portfolio Management at Personal Capital. “There is clearly a growing interest in those looking to invest more sustainably and responsibly.”

Since 2018, in partnership with Sustainalytics, a leader in ESG and corporate governance research, Personal Capital’s Socially Responsible Personal Strategy has provided investors the ability to make an impact with their portfolios.

“We use a combination of exclusive and inclusive filters, which allow us to avoid controversial categories and simultaneously

Read More

Personnel Management – Definition, Functions, PPT

frank lamjus

Personnel management can be defined as obtaining, using and maintaining a satisfied workforce. It is a significant part of management concerned with employees at work and with their relationship within the organization.

According to Flippo, “Personnel management is the planning, organizing, compensation, integration and maintainance of people for the purpose of contributing to organizational, individual and societal goals.”

According to Brech, “Personnel Management is that part which is primarily concerned with human resource of organization.”

Nature of Personnel Management

  1. Personnel management includes the function of employment, development and compensation- These functions are performed primarily by the personnel management in consultation with other departments.
  2. Personnel management is an extension to general management. It is concerned with promoting and stimulating competent work force to make their fullest contribution to the concern.
  3. Personnel management exist to advice and assist the line managers in personnel matters. Therefore, personnel department is a staff department of
Read More

Money Management Software from Quicken

frank lamjus

* Footnotes and disclaimers
  • Monitoring alerts, data downloads, and feature updates are available through the end of your membership term. Online services require internet access. Third-party terms and additional fees may apply. Phone support, online features, and other services vary and are subject to change. 14,500+ participating financial institutions as of October 1, 2018.
  • Standard message and data rates may apply for sync, e-mail and text alerts. Visit www.quicken.com/go/apps for details. Quicken App is compatible with iPad, iPhone, iPod
Read More

Evaluating the relationship among agriculture, energy demand, finance and environmental degradation in one belt and one road economies: Carbon Management: Vol 11, No 2

frank lamjus

The agriculture sector has a 21 percent share in global CO2 emission. It is contributing the 40 percent share in the gross domestic product of OBORI (One Belt and One Road Initiative) economies. Therefore, the present work intends to evaluate the role of agriculture and forest on environmental degradation from 1980 to 2017 for OBORI economies. The cross-sectional dependence, and order of integration are checked by cross-sectional dependence and second-generation panel unit roots tests respectively. Afterwards, the Wester-Lund co-integration test infers the existence of co-integration between under-considered variables for OBORI region. The empirical results from Fully Modified Ordinary Least Square (FMOLS) and Dynamic Ordinary Least Square (DOLS) suggest that agriculture and energy demand cause to upsurge the environmental degradation. While, the forest is improving the environment quality. The authorities may consider the efficient energy utilizing, and eco-friendly techniques to overcome the deteriorating effects of energy usage and agriculture on environment

Read More

Wealth Management | Online Investments

frank lamjus

Key to the figures
Moneyfarm returns net of fees since inception (01/01/2016 to 31/12/2019)
vs. average peer group performance over the same time period.
These past performance figures are simulated. Past performance is no indicator of future
performance.

Important information

Moneyfarm data

The returns here are simulated using an assumed balance of £250,000, and the average management fee from our pricing model of 0.46% from 01/01/2016 to 31/10/2017 and 0.55% from 01/11/2017 to the 31/12/19. The
returns are net of underlying fund costs and market spread. The returns are the total returns, so
include
all dividends. (Data Source: Bloomberg/xignite)

Peer Comparison Data

Asset Risk Consultants ARC collects the monthly returns of a collection of discretionary investment
managers
including large Asset managers, private banks and Wealth Managers to create an index of the average
returns
for a given level of risk.

ARC benchmarks

Read More

BalanceTrack: Money Management

frank lamjus

Introduction

Money management is the process of knowing where you are spending your money today and having a well-thought-out plan in place for where you want it to go in the future. This program will cover the core concepts of money management and teach you how to:

  • Set Goals
  • Get Organized
  • Track Spending
  • Build a Budget
  • Save Money

 

Chapter 1: Set Goals

Taking the time to set goals today allows you to achieve what you want in the future.

Set specific goals

Financial goals should be specific. For example, wanting to save $1,000,000 for retirement by age 60 is a goal, but wanting to be rich is just a wish. Before you start to save, determine exactly what you want, when you want it, and how much it will cost.

There are three basic goal types: short-term

Read More

Forex Money Management

frank lamjus


Forex Money Management. Trade safe building stable gains

Money management is a way Forex traders control their money flow: literally IN or OUT of own pockets… Yes, it’s simply the knowledge and skills on managing own Forex account.

Forex brokers will rarely teach traders good money management skills, though almost all brokers will offer some sort of education, therefore it’s important to also learn on your own.

There are several rules of good money management:

1. Risk only small percentage of a total account

Why is it so important?
The main idea of the whole trading process is to survive!
Survival is the first task, after which comes making the money.

One should clearly understand that good traders are, first of all, skillful survivors. Those who also have deep pockets can additionally sustain larger losses and continue trading under unfavorable conditions, because they are financially able to. For an ordinary

Read More

Personal Banking | Personal Financial Management

frank lamjus

Personal Banking | Personal Financial Management | Cadence Bank






Personal IconCreated with Sketch.




Banking services as unique as you are









Questions? We are here for you.



* To ensure your safety, please do not include sensitive information in your submission.














Read More

Financial Planning, Management, and Advice

frank lamjus

Introducing Vanguard Personal Advisor Services

With money, comes questions. From how to maximize your retirement income to knowing the appropriate investment strategy based on your goals—it can be a lot to think about. We’re by your side to help you feel confident about your future.

Our advisors value true partnerships. They’ll work closely with you to create a personalized plan to help you reach your goals and are available to connect whenever you have questions.

Our advisors are salaried and don’t make commissions. They have no financial incentives to recommend certain products and will create a plan that is goal-driven, not market-driven. And they’ll use the low-cost funds and investment strategies that Vanguard is known for.

WATCH OUR VIDEO | 1:52

A man sits on a couch in his living room, talking to his advisor using video chat on a tablet device.

DID YOU KNOW

Recent Vanguard research shows that an advisor who provides professional financial planning, coaching, and portfolio management services can add meaningful value compared to the

Read More

Financial Planning and Wealth Management

frank lamjus

You can take control of your finances, and we’ll be with you every step of the way. Our powerful, award-winning tools can help you know exactly where you stand. And our financial advisors, bound by fiduciary standards, give honest, personalized advice. Start today with our free Investment Checkup Tool, and see how your portfolio is weathering this storm.

Our Promise

Disclosure statement and acknowledgment: The statement is provided to you by (“Author”) who have entered into a referral agreement with Personal Capital Corporation (“PCC”), through which Author will be paid between $70 and $150 for each person who uses this webpage to register with Personal Capital and links at least $100,000 in investable assets to Personal Capital’s Free Financial Dashboard. Author is not affiliated with PCC and Author’s services consist solely of referrals of prospective clients. As a result of this arrangement Author may financially benefit from referring potential clients to Personal

Read More