Optimism

Record-High Optimism on Personal Finances in U.S.

Story Highlights

  • 59% in U.S. say they are now better off financially than last year
  • 74% say they will be better off financially in a year
  • Strong partisan divide in optimism on personal financial situation

WASHINGTON, D.C. — Americans’ views on their personal financial situation have been climbing since 2018 and are now at or near record highs in Gallup’s trends. Nearly six in 10 Americans (59%) now say they are better off financially than they were a year ago, up from 50% last year.

Line graph. Americans’ perceptions that their personal financial situations are better this year than last.

These data come from Gallup’s annual Mood of the Nation survey, conducted Jan. 2-15. The survey was completed after months of historically low levels of unemployment and as the Dow Jones Industrial Average neared the 30,000 mark for the first time.

The current 59% of Americans who say they are better off financially than they were a year ago is essentially tied

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